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ABOUT CONSOLIDAITON LOAN

The Higher Education Act (HEA) provides for a loan consolidation procedure under both the Federal Family Education Loan (FFEL) Programs and the Direct Loan Program. Under these programs, a borrower’s are paid off and a new consolidation loan is . These make straightforward loan payment by combining numerous types of Federal education loans (that may have diverse expressions and reimbursement schedules or may have been made by another ) into one new loan. The activity rate may be poorer than on one or more of the underlying . In addendum, the season compensation amount on a consolidation loan is commonly lower and the amount of time to reimburse may be extended beyond what was available in the independent loan programs. These countryside should result in more manageable debt and must make borrowers less inclined to to avoidance.

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