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BENEFIT OF DIRECT DEBT CONSOLIDATION

Direct Consolidation Loans allow to combine one or more of their Federal tutelage into a new loan that offers a number of advantages.

One Lender and One Monthly Payment
With only one lender and one season bill, it is than ever for borrowers to manage debt. Borrowers have only one lender, the U.S. Department of Education, for all loans included in a Direct Consolidation Loan.

Flexible Repayment Options
Borrowers can choose from four different plans to repay Direct Consolidation Loan, including an Income Contingent Repayment Plan. These plans are designed to be flexible to meet the different and moving desires of borrowers. With a Direct Consolidation Loan, can difference repayment plans at anytime.

No Minimum or Maximum Loan Amounts or Fees
There is no least extent mandatory to qualify for a Direct Consolidation Loan! In adding up, association is free.

Varied Deferment Options
Borrowers with Direct Consolidation Loans may qualify for renewed deferral benefits. If borrowers have done in the postponement options on their modern Federal education loans, a Direct Consolidation Loan may make good many of those adjournment options. In surcharge, may be available for added stay options if they have an remarkable sense of balance on a FFEL Program loan made before July 1, 1993, when they gain their initial Direct Loan.

Reduced Monthly Payments
A Direct Consolidation Loan may ease the draining on a borrower's economical by lowering the borrower's overall scheduled fee. The minutest cyclic payment on a Direct Consolidation Loan may be lower than the combined emotional on a borrower's Federal edification .

Retention of Subsidy Benefits
There are two (2) possible portions to a Direct Consolidation Loan: Subsidized and Unsubsidized. Borrowers retain support benefits on loans that are into the allotment of a Direct Consolidation Loan.

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